:root {
  --bg: #f7f8f6;
  --surface: #ffffff;
  --surface-soft: #f3f1eb;
  --surface-dark: #14263b;
  --text: #172433;
  --muted: #607080;
  --line: #dde4ea;
  --primary: #183854;
  --primary-2: #254f73;
  --gold: #c5a977;
  --gold-soft: rgba(197, 169, 119, 0.14);
  --white-soft: rgba(255, 255, 255, 0.82);
  --shadow: 0 18px 50px rgba(20, 38, 59, 0.08);
  --radius: 22px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

a {
  color: inherit;
  text-decoration: none;
}

a:hover { text-decoration: none; }
img { max-width: 100%; display: block; }

.container {
  width: min(calc(100% - 2rem), var(--container));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(247, 248, 246, 0.86);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(221, 228, 234, 0.85);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 0;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.85rem;
}

.brand-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 76px;
  padding: 0.9rem 1rem;
  border-radius: 18px;
  background: linear-gradient(135deg, var(--primary), var(--primary-2));
  color: #fff;
  font-weight: 800;
  letter-spacing: 0.08em;
}

.brand-lockup {
  display: grid;
  line-height: 1.1;
}

.brand-lockup strong {
  font-size: 1rem;
}

.brand-lockup small {
  color: var(--muted);
  font-size: 0.78rem;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 1.4rem;
}

.site-nav a,
.mobile-menu a {
  font-weight: 600;
  color: var(--text);
}

.site-nav a:hover,
.mobile-menu a:hover {
  color: var(--primary-2);
}

.menu-toggle {
  display: none;
  border: 1px solid var(--line);
  background: var(--surface);
  border-radius: 14px;
  padding: 0.55rem 0.8rem;
  font-size: 1.1rem;
}

.mobile-menu {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  padding: 0 1rem 1rem;
  border-top: 1px solid var(--line);
}

.hidden { display: none; }

.hero {
  position: relative;
  overflow: hidden;
  padding: 6rem 0 4.5rem;
  background:
    radial-gradient(circle at top right, rgba(197, 169, 119, 0.22), transparent 28%),
    linear-gradient(180deg, #fafaf8 0%, #f7f8f6 100%);
}

.hero-watermark {
  position: absolute;
  right: 2rem;
  top: 2rem;
  font-size: clamp(6rem, 18vw, 14rem);
  font-weight: 800;
  letter-spacing: 0.08em;
  color: rgba(24, 56, 84, 0.045);
  pointer-events: none;
  user-select: none;
}

.hero-grid,
.split-grid,
.contact-grid,
.coverage-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.9fr;
  gap: 2rem;
  align-items: center;
}

.eyebrow {
  margin: 0 0 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 0.83rem;
  font-weight: 800;
  color: var(--primary-2);
}

.eyebrow.light { color: rgba(255,255,255,0.74); }
.mini-label {
  margin: 0 0 1rem;
  font-weight: 700;
  color: var(--primary);
}

.hero h1,
.section-heading h2,
.split-grid h2,
.coverage-card h2,
.contact-section h2 {
  margin: 0;
  line-height: 1.05;
  letter-spacing: -0.04em;
  font-size: clamp(2.5rem, 4vw, 4.6rem);
}

.hero-text,
.section-heading p,
.split-grid p,
.coverage-card p,
.contact-section p,
.info-card p,
.step p,
.advantage-item p,
.form-note {
  color: var(--muted);
}

.hero-copy {
  position: relative;
  z-index: 1;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.9rem;
  margin: 2rem 0 1.4rem;
}

.signal-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.signal-row span {
  padding: 0.7rem 0.95rem;
  border-radius: 999px;
  background: var(--white-soft);
  border: 1px solid var(--line);
  color: var(--text);
  font-size: 0.92rem;
  font-weight: 600;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  padding: 0.95rem 1.35rem;
  border: 1px solid transparent;
  font-weight: 700;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  background: linear-gradient(135deg, var(--primary), var(--primary-2));
  color: #fff;
  box-shadow: 0 14px 30px rgba(24, 56, 84, 0.18);
}

.btn-secondary {
  background: transparent;
  color: var(--primary);
  border-color: rgba(24, 56, 84, 0.18);
}

.full-width { width: 100%; }

.hero-panel,
.info-card,
.step,
.coverage-card,
.contact-form {
  background: var(--surface);
  border: 1px solid rgba(221, 228, 234, 0.9);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.hero-panel {
  position: relative;
  padding: 2rem;
}

.hero-panel::before {
  content: "";
  position: absolute;
  inset: 0 auto auto 0;
  width: 100%;
  height: 5px;
  background: linear-gradient(90deg, var(--gold), transparent 70%);
  border-radius: var(--radius) var(--radius) 0 0;
}

.panel-topline {
  display: inline-block;
  margin-bottom: 1rem;
  padding: 0.35rem 0.75rem;
  background: var(--gold-soft);
  border-radius: 999px;
  color: var(--primary);
  font-size: 0.85rem;
  font-weight: 700;
}

.hero-panel h2 {
  margin: 0 0 1rem;
  font-size: 1.65rem;
  line-height: 1.15;
}

.panel-list {
  margin: 0;
  padding-left: 1.2rem;
}

.panel-list li {
  margin-bottom: 0.9rem;
  color: var(--muted);
}

.panel-contact {
  margin-top: 1.5rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--line);
}

.panel-contact p,
.contact-list p {
  margin: 0 0 0.85rem;
  display: grid;
  gap: 0.15rem;
}

.panel-contact span,
.contact-list strong {
  color: var(--muted);
  font-size: 0.86rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.panel-contact a,
.contact-list a {
  color: var(--primary);
  font-weight: 700;
}

.metrics-band {
  padding: 1.35rem 0;
  background: #fff;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.metrics-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}

.metrics-grid div {
  text-align: center;
}

.metrics-grid strong {
  display: block;
  font-size: 1.2rem;
  color: var(--primary);
}

.metrics-grid span {
  color: var(--muted);
  font-size: 0.92rem;
}

.section {
  padding: 5.25rem 0;
}

.section-soft {
  background: var(--surface-soft);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.section-dark {
  background: linear-gradient(180deg, #17304a 0%, #13273d 100%);
  color: #fff;
}

.section-dark p,
.section-dark .advantage-item p {
  color: rgba(255,255,255,0.76);
}

.section-heading {
  margin-bottom: 2rem;
}

.section-heading.narrow {
  max-width: 760px;
}

.section-heading.center {
  margin-left: auto;
  margin-right: auto;
  text-align: center;
}

.card-grid.three-up,
.steps,
.advantage-list {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.35rem;
}

.info-card,
.step,
.coverage-card,
.contact-form {
  padding: 1.7rem;
}

.card-number,
.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  font-weight: 800;
  color: var(--primary);
  background: var(--gold-soft);
  margin-bottom: 1rem;
}

.info-card h3,
.step h3,
.advantage-item h3 {
  margin: 0 0 0.6rem;
  font-size: 1.22rem;
}

.advantage-list {
  grid-template-columns: repeat(2, 1fr);
}

.advantage-item {
  padding: 1.25rem;
  border-radius: 18px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
}

.coverage-card.outlined {
  background: rgba(255,255,255,0.55);
  border-style: solid;
}

.check-list {
  margin: 0;
  padding-left: 1.1rem;
}

.check-list li {
  margin-bottom: 0.85rem;
  color: var(--text);
  font-weight: 600;
}

.testimonial-band {
  background: #fff;
}

.testimonial-band blockquote {
  margin: 0;
  max-width: 980px;
  font-size: clamp(1.35rem, 2.2vw, 2.1rem);
  line-height: 1.45;
  color: var(--primary);
  font-weight: 600;
}

.contact-copy {
  max-width: 580px;
}

.form-row {
  display: grid;
  gap: 0.45rem;
  margin-bottom: 1rem;
}

label {
  font-weight: 700;
  font-size: 0.95rem;
}

input,
textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 0.95rem 1rem;
  font: inherit;
  color: var(--text);
  background: #fff;
}

input:focus,
textarea:focus {
  outline: 2px solid rgba(37, 79, 115, 0.18);
  border-color: rgba(37, 79, 115, 0.45);
}

.site-footer {
  padding: 1.7rem 0 3rem;
}

.footer-wrap {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 0.94rem;
}

@media (max-width: 1040px) {
  .site-nav,
  .nav-cta {
    display: none;
  }

  .menu-toggle {
    display: inline-flex;
  }

  .hero-grid,
  .split-grid,
  .contact-grid,
  .coverage-grid,
  .card-grid.three-up,
  .steps,
  .advantage-list,
  .metrics-grid {
    grid-template-columns: 1fr;
  }

  .hero {
    padding-top: 4.5rem;
  }

  .hero-watermark {
    right: 1rem;
    top: 4rem;
  }
}

@media (max-width: 680px) {
  .hero h1,
  .section-heading h2,
  .split-grid h2,
  .coverage-card h2,
  .contact-section h2 {
    font-size: 2.15rem;
  }

  .hero-actions {
    flex-direction: column;
  }

  .btn {
    width: 100%;
  }

  .footer-wrap {
    flex-direction: column;
  }

  .hero,
  .section {
    padding-top: 4rem;
    padding-bottom: 4rem;
  }
}